Gold Loan can be injurious to CIBIL Score and Report!

Are you thinking of taking loans against pledge of Gold or Gold Ornaments? Think twice as Gold Loans can be injurious to CIBIL Score and Report. Now Banks are financing Gold Loans to clients with Bad CIBIL Reports and Scores. As Gold Loans are self-liquidating loans, the banks do not hesitate to ignore low CIBIL Scores. Read more about Gold Loan can be injurious to CIBIL Score and Report![…]

What will happen if PAN not linked to Aadhar by 31st August 2017

The Government had fixed the deadline of 30th June 2017 for Linking PAN Numbers with Aadhar to bring about transparency in financial transactions. The deadline was extended to 31st of August 2017 and as per news pouring in, the UIDAI appears to be in no mood to extend the deadline beyond 31st August 2017. Not Read more about What will happen if PAN not linked to Aadhar by 31st August 2017[…]

Holter Monitor your Credit Score Pulse

CIBIL Score or Credit Score is your financial pulse which needs to be monitored round the clock as the CIBIL Scores goes up and down as per your financial activities. Even in case you have got Solved your CIBIL Problem, it does not mean that your CIBIL Score will remain healthy always. But how to monitor Read more about Holter Monitor your Credit Score Pulse[…]

Myths and Facts about CIBIL Reports and Scores

Public and even Bankers are not aware of some of the bare facts about CIBIL Reports and CIBIL Scores. There are several myths associated with CIBIL Reports which need to be busted. Some of the common myths associated with CIBIL are the following: CIBIL maintains a record of Defaulters: Any customer who has opted for Read more about Myths and Facts about CIBIL Reports and Scores[…]

Why can’t CIBIL integrate with DigiLocker?

The Government of India has allowed its citizens to download their e-Aadhar anywhere anytime and saved millions of rupees in dispatching Aadhar in Paper Laminated form. Recently the PAN issuing authorities like NSDL and UTIISL have also integrated with DigiLocker and the valid Aadhar Card Holders can fetch their e-PAN directly in the DigiLocker if the Read more about Why can’t CIBIL integrate with DigiLocker?[…]

Government issues First e-PAN – a Step in Right Direction

You have heard of e-Aadhaar, which can be downloaded anywhere anytime if your Mobile Number is entered in the Aadhar. Now the Government of India has implemented the noble concept of issuing e-PAN which is a Step in the Right Direction. Now you need not worry even if you lose your Physical PAN Card. Today Read more about Government issues First e-PAN – a Step in Right Direction[…]

Do’s and Don’ts – For Good CIBIL Reports

Often it has been found that the individuals are not happy with their CIBIL Reports and Credit Reports as their CIBIL Reports include: Stranger’s Loan Accounts Zero Balance Accounts “Settled” and “Written-Off” loan accounts. Any Other CIBIL Problem. CIBIL Consultants advise the public in general about the “Do’s and Don’ts – For Good CIBIL Reports” as Read more about Do’s and Don’ts – For Good CIBIL Reports[…]

Join the Premium Whats App Group – Solve CIBIL Problems Online

SOLVE CIBIL PROBLEMS ONLINE (Premium What’s App Group by https://xpertconsultants.in) BUILD YOUR CREDIT REPUTATION RULES AND REGULATIONS FOR JOINING THE GROUP: The following rules and regulations have been framed to become the member of this premium group launched by CIBIL Consultants for the benefit of the individuals facing CIBIL Related Problems. Any individual, who has Read more about Join the Premium Whats App Group – Solve CIBIL Problems Online[…]

What will be the Impact of PAN and Aadhar Link on CIBIL?

As per Government of India instructions a deadline of 30th June 2017 has been fixed to link PAN with the Aadhar and everybody is busy with getting the PAN linked with their Aadhars. But as per my estimate, the public has not taken the guidelines seriously. Either only the existing IT Return filers are linking their Read more about What will be the Impact of PAN and Aadhar Link on CIBIL?[…]

Why the Bankers need to consult CIBIL Consultants?

Common Public believes that all the Bankers, Loan Managers and Branch Managers have in-depth knowledge of analysis of CIBIL or Credit Reports by other Credit Rating Agencies like Equifax, Experian and HighRank. It has been found that more than 65% of the lending bankers lack the in-depth knowledge of the subject leading to: Wrong Rejection of Read more about Why the Bankers need to consult CIBIL Consultants?[…]