Can somebody else lower your Credit Score? If somebody asks you this question your abrupt reply will be “How can somebody else lower my Credit Rating or Score!” But hold your breath. It is possible that despite the fact that you have never defaulted in payment of bank loans or in making timely payments of Read more about Can somebody else lower your Credit Score?[…]
Who is a loan Guarantor? A loan guarantor is someone who guarantees to repay the loan amount in case the primary applicant(s) is unable to do so. When someone applies for a loan that exceeds the maximum limit assigned to the applicant or when the lender is not confident of the applicant’s repayment capacity due to Read more about Do you know that loan settlement by borrowers can lower the Credit Score of the Guarantor?[…]
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Can Borrowers Dispute Credit Rank or Credit Scores? It is a million-dollar question as nobody knows the technical permutation and combination of arriving at a magic Credit Score by any Credit Bureau in India, which can make you eligible or ineligible for Bank Loans, Credit Cards, Personal Loans, Visas, Take Part in Government E-Tenders and sometimes Read more about Can Borrowers Dispute Credit Rank or Credit Scores?[…]