Have you ever faced a situation when your banker or lending institution rejected your loan application and shut its doors for you due to poor credit rating or defective CIBIL Report? If yes, then we have solutions to solve your problem at CIBIL Consultants. Our Panel of Experts will minutely examine your CIBIL report or the credit report from other credit rating agencies like Equifax, Experian, and TransUnion and suggest the remedial measures to convert your bad report into a normal and healthy report. CIBIL Consultants takes up your case with the Indian credit rating agencies like CIBIL, Equifax, Experian and CRIF High Mark for:
- Removal and Delinking of loan accounts of other consumers creeping into your credit reports due to the similarity in names or misreporting and mismatching.
- If any bad loan wrongly creeps in your credit report it damages your credit reputation and all banks will shut their lending doors for you.
- But even if some good loan belonging to others creeps in your credit report then it may not damage your credit reputation but the bank may reject your loan application just for the reason that the wrong reported loan will adversely affect your debt servicing power or your repaying capacity.
- Sometimes even after you repay your loans the banks forget to close the loan accounts and such loans remain in open status in CIBIL though with Zero Balance. We will let you know the names of the lending institutions along with account numbers for loans adjusted by you long back and still appearing in your CIBIL report. We will arrange dialogue, through dispute resolution mechanism, between such banks and credit agencies so that all such loan accounts with Zero Balance do not appear in your credit report.
Tell us your CIBIL Problems immediately to get your CIBIL Report and setting it right lest your loan applications get rejected at a time when you are in dire need of funds to run your business or finance your needs.