Know the Funda and Secrets of CIBIL Score Calculation

How is Credit Score or CIBIL Score Calculated? Loan takers that are Borrowers and Loan Givers that are Lending Bankers, everybody is talking about Low or Bad CIBIL Scores and no Loan, Working Capital Limit, Credit Card and even Bank Guarantee facility are sanctioned without checking your Credit Health through CIBIL Scores.  But have you Read more about Know the Funda and Secrets of CIBIL Score Calculation[…]

Build Your CIBIL Credit History from Day One U become Major

How to Build Your CIBIL Credit History from Day One: On July 12, 2018, we had come with our unique article “Can Minors have CIBIL or Credit Report?“. Minors can have PAN Cards, Minors can have Aadhar Cards, Minors can have Passports but minors can not have CIBIL Credit History, Driving License or Voter ID. Read more about Build Your CIBIL Credit History from Day One U become Major[…]

How to Wash Out and Clear CIBIL Credit History?

How to Wash Out and Clear CIBIL Credit History? Generally, the Public asks me that they want to completely wash out and clear their previous bad CIBIL Credit History from their Credit History or CIBIL History. How is it possible? CIBIL History is also the replica of your Good or bad Financial Karmas and it Read more about How to Wash Out and Clear CIBIL Credit History?[…]

Have you Locked your CIBIL Login Account?

We, at CIBIL Consultants, are being contacted by hundreds of individuals who have either themselves locked their CIBIL login accounts accidentally or they have entrusted their CIBIL Rectification job to Fake CIBIL Consultants who do not know even ABC about CIBIL Reports and CIBIL Scores. It is a very difficult process to get the CIBIL accounts Read more about Have you Locked your CIBIL Login Account?[…]

Can CIBIL Credit Score be allotted without accessing ITR?

Can CIBIL Credit Score be allotted without accessing ITR? Being a Credit Consultant, I am being contacted by thousands of individuals every month not only at my physical location but on the online platform also for solving their CIBIL Problems, I have critically examined more than 5000 Credit Reports from all the following four Credit Read more about Can CIBIL Credit Score be allotted without accessing ITR?[…]

Standard Assets can also worsen your CIBIL Score!

Every day I am visited by bank borrowers complaining that their CIBIL Score has gown down even when none of their loan accounts is marked as Non-Performing Asset (NPA) by their Bank and all their Loan accounts are Standard shown as STD in the CIBIL Report. I tell them on their face that even Standard Assets can also Read more about Standard Assets can also worsen your CIBIL Score![…]

Can a Call recorded for Training Purposes be used Legally?

Can a Call recorded for Training Purposes be used as evidence Legally? As a leading CIBIL Consultant in India, I have to daily make calls on behalf of my clients to different Banks like ICICI Bank, HDFC Bank, Axis Bank, Kotak Bank, Barclays Bank, AMEX Bank, Standard Chartered Bank, City Bank, Indus Bank and Finance Read more about Can a Call recorded for Training Purposes be used Legally?[…]