August 21, 2017


  1. Visit Credit Report Consultants and provide the following information:
  • Name as per PAN Card, Aadhar Card, Passport, Voter ID
  • Address as per PAN Card, Aadhar Card, Passport, Voter ID
  • Date of Birth as per Matric Certificate, Birth Certificate, PAN Card, Aadhar Card, Driving License, Passport and Voter ID. 
  • Email ID and Mobile Number Registered with the Lending Bankers
  • Message: In the message – Please write briefly about your Credit Report Problem – e.g. Credit Report includes Stranger Loan Accounts, unknown Zero Balance Accounts, Settled Accounts and/or Written off Accounts.
  1. Upload the documents relating to your ID Proof and Residence Proof at Credit Report Consultants.
  • Upload Original PAN (Front only) and AADHAR (Both Front and Back). This is the required to make Correspondence with the Banks who have wrongly reported the Loan Accounts to Credit Bureaus or who have reported the accounts as “Settled” and/or “Written Off “.
  • If you can easily remember and recollect, then provide Loan Account Numbers of any of your two existing or closed loan accounts with full details like Account Number, Bank, Purpose of Loan, Amount of Loan, Date/Month of Loan. This will help us to segregate your loan accounts from the loan accounts of other individuals whose Name, Father’s Name, Date of Birth incidentally match with your particulars.
  1. Check our  Professional Fees along with Refund Policies and Terms and Conditions
  2. Now make payment of Rs.4500-00 for Analysis and Investigation of Credit Report Unlocking Fees, if applicable, using any of these Payment Options, towards professional fees for Analysis and in-depth Investigation of Credit Reports experts at Credit Report Consultants.
  3. Allow 3-5 days time to our experts for making an analysis of your Credit Report. Our experts will call you or may contact you on What’s App to seek your confirmation about the loan accounts appearing in your Credit Report.
  4. After having the discussion with the clients, our experts will draw an action plan to get the Credit Report rectified from respective Credit Bureaus after serving notices to the concerned Banks. Experts will disclose the action plan and they will also inform the Professional Fess which will vary from person to person but within the framework of our clearly spelled out Professional Fess along with Refund Policies and Terms and Conditions.
  5. While Initial payment of Rs.4500-00 is Non-Refundable, Professional Fees charged for getting the Credit Report rectified is refundable to the extent of 85% to 100% in case our experts are not able to get the Credit Reports rectified from respective Banks and Non-Banking Financial Companies.
  6. Time Frame to Resolve Issues:
  • Complete Analysis of Credit Report within 5-7 days from the date of payment of Rs.4500 and providing necessary documents and information.
  • Our experts will Identify errors in your credit report and communicate with the Credit Bureau or respective Credit Rating Agencies. They will also check for any identity theft, fraud and further check for any co-signed and/or guaranteed loan that may affect your Credit Score
  • Removal of Stranger Loan Accounts – within 45-60 days from the date of payment of Professional Fees @ Rs.2000-00 per account as per rates mentioned in our Professional Fees.
  • Change of Loan Status in Credit Reports from “Settled” and “Written Off” to Normal within 60-90 days from the date of repayment of residual dues to the lending bankers and payment of Professional Fees @ Rs.2000-00 Minimum up to Deposit of Rs.10000 or less + 20 % of the Deposit Amount exceeding Rs.10000-00 Per Account Per Report along with Flat 2% of the amount got waived from Banks to be Paid in Advance.
  • Closure of “Zero Balance Loan Accounts” within 45-60 days of payment of Fees.

Though Credit Score gets improved after rectification of Credit Reports from any defects and errors, yet allotment of Credit Score is an automated process and our experts will guide you Free of Cost for at least six months even after the rectification of the Report to raise the Credit Scores.

If you are very busy and do not have time to keep a check on your Credit Report and Credit History then you can leave all your worries to us by subscribing to our Silver Credit Health Checkup Plan for getting updates about your Credit Scores and Credit Reports round the corner.


IMPORTANT NOTICE: We have no association with any Credit Rating Agency like CIBIL, Experian, Equifax or CRIF High Mark – which are the only Credit Rating Agencies in India.